• HPC

HPC on the Final Changes to the Enterprise Regulatory Capital Framework

FOR IMMEDIATE RELEASE: February 26, 2022


Washington, D.C. – The Housing Policy Council (HPC) issued the following statement from HPC President Ed DeMarco on the Federal Housing Finance Agency’s (FHFA) Final Rule Amending the Enterprise Regulatory Capital Framework:


“The Housing Policy Council welcomes FHFA’s final changes to the Enterprise Regulatory Capital Framework. The three changes to the framework, proposed in September, 2021 and finalized today, are consistent with the recommendations made by HPC and other stakeholders. Most notably, the changes made to the credit risk transfer (CRT) exposure calculation will make CRT transactions more economic, which will reduce risk to the GSEs and to the financial system.”



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