Advocacy
2024
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Joint Trade Letter to FHA on Modernization of Engagement of Borrowers in Default - September 13, 2024
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HPC / BPI Letter to Ginnie Mae re: Cybersecurity Incident Notification Requirements - August 21, 2024
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Joint Trade Letter re: Significant Cybersecurity Incident (Cyber Incident) Reporting Requirements - June 21, 2024
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HPC Statement to House Committee on Veterans’ Affairs Subcommittee on Economic Opportunity - June 12, 2024
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HPC Testimony to House Committee on Veterans’ Affairs Subcommittee on Economic Opportunity for Hearing Entitled: Deep Dive into the Current State of VA’s Home Loan Program - February 15, 2024
2023
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HPC Letter to Agencies re: Quality Control Standards for Automated Valuation Models Proposed Rule - August 21, 2023
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HPC Letter to FSOC Regarding Proposed Revision to Designation Authority and Framework - July 17, 2023
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HPC Letter to FHFA re: Fair Lending, Fair Housing, and Equitable Housing Finance Plans Proposed Rule - June 23, 2023
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Joint Trade Letter to Agencies on need for a Uniform Reconsideration of Value Process - May 30, 2023
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HPC Testimony for House Financial Services Committee Hearing: "The Current Mortgage Market: Undermining Housing Affordability with Politics” - May 17, 2023
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HPC Letter re: CFPB Proposed Rule on the Nonbank Registry of Agency and Court Orders - March 30, 2023
2022
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Joint Trade Petition to CFPB re: Larger Participants in Aggregation Services Market - August 2, 2022
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HPC/MBA Letter to VA re: Extending COVID-19 Partial Claim Program - June 21, 2022
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HPC Statement Statement in Memory of Dr. Frank Nothaft - June 6, 2022
2021
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HPC Letter to MISMO Regarding PL-RMBS Dataset RFI - November 5, 2021
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Joint Letter to OCC Regarding Request to Rescind CRA Benchmarking Data Collection - January 11, 2021
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HPC/MBA Letter on Proposed COVID Veterans Assistance Partial Claim Payment Program - January 8, 2021
2020
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Interview - Removing DTI Ratio From QM ‘Appropriate Step’ for CFPB - February 14, 2020
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Interview - Ed DeMarco on Why we Need a Level Playing Field for Private Capital - February 12, 2020
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Interim Letter to SEC Regarding Asset-Level Disclosure Requirements for RMBS - January 24, 2020
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HPC Letter to FHFA in Response to UMBS Pooling Practices RFI - January 21, 2020
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Joint Trade Letter to FHFA in Response to UMBS Pooling Practices RFI - January 21, 2020
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Joint Trade Letter to CFPB Regarding TRID Assessment RFI - January 21, 2020
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Interview: 5 Questions for Ed DeMarco, National Mortgage News - January 8, 2020
2019
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Letter Regarding LIBOR Transition - December 20, 2019
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Letter to HUD Regarding Ginnie Mae Digital Collateral Guide - November 29, 2019
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Joint Trade Letter to HUD on Disparate Impact – October 18, 2019
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Letter to FDIC on Securitization Safe Harbor Rule – October 3, 2019
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Op-Ed: Three Ways to Draw Private Capital Back Into Mortgages - June 14, 2019
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Joint Trade Letter to HUD on proposed FHA Lender Annual Certification Statements – June 7, 2019
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Letter to Treasury on the Treasury Housing Reform Plan – June 6, 2019
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Letter to Congressional Leadership in support of 2020 Funding for FHA Technology – April 11, 2019
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Letter to HUD regarding Request for Extension of Form 92900-A - April 9, 2019
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Joint Trade Letter to CFPB on Pre-purchase Counseling – April 9, 2019
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Letter to FHFA Regarding Limited English Proficiency - February 11, 2019
2018
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Letter to FHFA on Proposed Capital Framework – November 16, 2018
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Letter to the FSOC on FHFA Proposed Capital Framework – November 16, 2018
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Letter to HUD on Reconsideration of Fair Housing Act’s Disparate Impact Standard – August 20, 2018
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Letter to HUD on Ginnie Mae Interpretive Rule on Multi-Class Securities Treatment – July 14, 2018
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Letter to CFPB Regarding Inherited Regulations and New Rulemaking Authorities – June 25, 2018
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Joint trade letter to the FCC on its Interpretation of the TCPA Act – June 13, 2018
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Letter to CFPB in Response to RFI Regarding Civil Investigative Demands (CIDs) – April 26, 2018
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Letter to FHFA in response to RFI on Credit Scoring Models – March 26, 2018
2017
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Letter to FCC on its Interpretation of the TCPA Act – December 1, 2017
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Joint Trade Letter to CFPB Regarding Disclosure of Loan Level HMDA Data – November 24, 2017
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Letter to CFPB Regarding Ability to Repay / Qualified Mortgage (ATR-QM) RFI – July 31, 2017
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Letter to CFPB Regarding RESPA Servicing Rule Assessment – July 10, 2017
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Testimony Before Senate Banking Committee on Principles of Housing Finance Reform – June 29, 2017