​2020

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• Letter to CSBS on Proposed Prudential Standards for Nonbank Mortgage Servicers - December 31, 2020

 

• Joint Trade Letter to Fannie Mae & Freddie Mac Regarding Appraisal Initiative - December 21, 2020

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• Joint Trade Letter Requesting CARES Act Forbearance Extension - December 17, 2020

 

• Joint Letter to Capitol Hill Leadership in Support of SECURE Notarization Act - December 16, 2020

 

• HPC Letter to CFPB Regarding ECOA RFI/Reg B (General) - December 1, 2020 

 

• HPC Letter to CFPB Regarding ECOA RFI/Reg B (LEP Specific) - December 1, 2020 

 

• National Mortgage News Op-ed: FSOC Leaves Mortgage Markets Uncertain - November 9, 2020

 

• Joint Trade Letter to CFPB Regarding Escrow Repayment - November 6, 2020

 

• Joint Letter to VA Regarding Deferment as a COVID-19 Loss Mitigation Option - October 14, 2020

 

• HPC Letter to CFPB Regarding Seasoned QM Proposal - September 29, 2020

 

• Article: Housing Policy Council Throws Support Behind Proposed QM Changes - September 14, 2020

 

• Joint Trade Letter to HUD Regarding FHA Servicing Handbook - September 11, 2020

 

• HPC President Ed DeMarco Remarks on FHFA Listening Session Regarding CRT  - September 10, 2020 

 

• Coalition Letter to CFPB Regarding Qualified Mortgage Definition - September 8, 2020 

 

• HPC Letter to CFPB Regarding Qualified Mortgage Definition - September 8, 2020 

 

• HPC Letter to FHFA Regarding Enterprise Regulatory Capital Framework - August 31, 2020 

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• HPC Letter to CFPB Regarding CARES Act Consumer Reporting FAQs - August 24, 2020

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• HPC Statement on GSE Loan Level Price Adjustment (LLPA) Announcement - August 13, 2020 

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• Joint Letter to CFPB Regarding Extension of Deadline for Comments on ECOA - August 10, 2020 

 

• Joint Trade Letter to Senate Banking Committee Regarding Credit Reporting - August 3, 2020

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• HPC Letter to CFPB Regarding GSE Patch Extension - August 3, 2020 

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• HPC Letter to CFPB Regarding LIBOR Transition - August 3, 2020 

 

• HPC Letter to CFPB Regarding Reg X - July 23, 2020

 

• HPC Testimony for Hearing Entitled "Protecting Homeowners During the Pandemic: Oversight of Mortgage Servicers’ Implementation of the CARES Act" - July 16, 2020

 

• HPC Letter to HUD Secretary Carson Regarding Disparate Impact Regulation - July 15, 2020

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• HPC President Ed DeMarco's Remarks to Women in Housing Finance - June 17, 2020 

 

• HPC President Ed DeMarco's Statement on Racial Injustice - June 17, 2020

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• Joint Trade Letter to SEC Regarding Reg AB II - May 20, 2020 

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• Joint Trade Letter to California State Assembly Regarding AB 2501 - May 17, 2020

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• Letter to CFPB Regarding Regulation X Disaster-Related Contact - April 28, 2020

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• Letter to FHA Regarding Loss Mitigation Options for Borrowers Affected by COVID-19 - April 28, 2020

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• HPC Liquidity Statement - April 17, 2020

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• HPC Letter to OCC & FDIC Regarding CRA - April 6, 2020

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• Multi-trade Letter Regarding COVID-19 - March 23, 2020

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• Letter to CFPB on ATR-QM – March 23, 2020

 

• HPC Letter to FHFA Regarding PACE Loan RFI - March 16, 2020

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• Joint Letter to FHFA Regarding PACE Loan RFI - March 16, 2020 

 

• Joint Letter to CFPB Regarding ATR-QM - March 16, 2020

 

• Joint Letter to HUD Regarding Proposed Enhancements to CWCOT Program - March 9, 2020 

 

• Interview - Removing DTI Ratio From QM ‘Appropriate Step’ for CFPB - February 14, 2020

 

• Interview - Ed DeMarco on Why we Need a Level Playing Field for Private Capital - February 12, 2020

 

• Joint Letter from 36 Housing Stakeholders Regarding QRM Review - January 30, 2020

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• Interim Letter to SEC Regarding Asset-Level Disclosure Requirements for RMBS - January 24, 2020

 

• HPC Letter to FHFA in Response to UMBS Pooling Practices RFI - January 21, 2020

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• Joint Trade Letter to FHFA in Response to UMBS Pooling Practices RFI - January 21, 2020 

 

• Joint Trade Letter to CFPB Regarding TRID Assessment RFI - January 21, 2020

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• Interview: 5 Questions for Ed DeMarco, National Mortgage News - January 8, 2020

 

2019

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• Letter Regarding LIBOR Transition - December 20, 2019

 

• Letter to HUD Regarding Ginnie Mae Digital Collateral Guide - November 29, 2019

 

• Speech "Remember Where They Were so You'll Understand Where We Are: The State of Housing Finance Reform" - November 20, 2019 ​

 

• Joint Trade Letter to HUD on Disparate Impact – October 18, 2019
   

• Joint Trade Letter to CFPB on HMDA – October 15, 2019
   

• Letter to FDIC on Securitization Safe Harbor Rule – October 3, 2019

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• Joint Trade Letter to HUD on Lender Annual Certification Statements – September 12, 2019
   

• Coalition Letter to CFPB on ATR-QM – September 9, 2019

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• Letter to Moody’s on Proposed Enhancements to RMBS Rating Methodologies – July 19, 2019

 

• Joint Trade Letter to HUD on proposed FHA Loan-Level Cert and Defect Taxonomy – June 28, 2019

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• Op-Ed: Three Ways to Draw Private Capital Back Into Mortgages - June 14, 2019
   

• Joint Trade Letter to HUD on proposed FHA Lender Annual Certification Statements – June 7, 2019
   

• Letter to Treasury on the Treasury Housing Reform Plan – June 6, 2019
   

• Letter to HUD on the HUD Reform Plan – May 29, 2019
   

• Letter to Congressional Leadership in support of 2020 Funding for FHA Technology – April 11, 2019
   

• Letter to HUD regarding Request for Extension of Form 92900-A - April 9, 2019
   

• Joint Trade Letter to CFPB on Pre-purchase Counseling – April 9, 2019
   

• Testimony Before Senate Banking Committee on Chairman Mike Crapo’s (R-ID) Outline for Housing Finance Reform – March 26, 2019 
   

• Letter to FHFA Regarding Limited English Proficiency - February 11, 2019

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• Letter to VA on Revisions to Cash-out Home Refinance Loans – February 6, 2019
   

• Letter to FRB, OCC, FDIC on Proposed Residential Threshold Increase – February 5, 2019
  
   

2018
 

• Testimony Before House Committee on Financial Services on Bi-Partisan Housing Finance Reform Act of 2018 –  December 6, 2018
   

• Letter to OCC re: Reforming Community Reinvestment Act Regulatory Framework – November 19, 2018

 

• Letter to FHFA on Proposed Capital Framework – November 16, 2018
   

• Letter to the FSOC on FHFA Proposed Capital Framework – November 16, 2018
   

• Letter to House Appropriations Committee Leadership Supporting Fiscal Year 2019 Funding for FHA Technology – September 13, 2018
   

• HPC Testimony before House Financial Services Committee on 10 Year Anniversary of GSE’s being in Conservatorship – September 6, 2018
   

• Letter to HUD on Reconsideration of Fair Housing Act’s Disparate Impact Standard – August 20, 2018
   

• Letter to HUD on Ginnie Mae Interpretive Rule on Multi-Class Securities Treatment – July 14, 2018
   

• Joint trade letter to FHFA on its Proposed Regulation on Enterprise Capital Requirements – June 25, 2018
   

• Letter to CFPB Regarding Inherited Regulations and New Rulemaking Authorities – June 25, 2018
   

• Joint trade letter to the FCC on its Interpretation of the TCPA Act – June 13, 2018
   

• Letter to CFPB in Response to RFI Regarding Civil Investigative Demands (CIDs) – April 26, 2018
   

• Letter to FHFA in response to RFI on Credit Scoring Models – March 26, 2018

 

• Letter to Capitol Hill Supporting Permanent Extension of One-Year Protection from Foreclosure for Military Personnel – March 7, 2018

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2017
 

• Letter to FCC on its Interpretation of the TCPA Act – December 1, 2017
   

• Joint Trade Letter to CFPB Regarding Disclosure of Loan Level HMDA Data – November 24, 2017
   

• Joint Trade Letter to FHFA Regarding LEP – July 31, 2017​
   

• Letter to CFPB Regarding Ability to Repay / Qualified Mortgage (ATR-QM) RFI – July 31, 2017
   

• Letter to FHFA Regarding LEP – July 31, 2017
   

• Letter to CFPB Regarding RESPA Servicing Rule Assessment – July 10, 2017
   

• Testimony Before Senate Banking Committee on Principles of Housing Finance Reform – June 29, 2017
   

• Letter to HUD on Reducing Regulatory Burden – June 14, 2017