2025

​​​​

• Coalition Letter Regarding Trigger Leads - June 9, 2025

 

• HPC Letter for the OMB RFI on Deregulation - May 12, 2025

 

• Joint Trade Letter to VA on Emergency Partial Claim Program - May 7, 2025

 

• HPC Letter to CFPB re: Compliance with Deregulatory Executive Order - April 30, 2025

 

• Coalition Letter Supporting HR2808 and S1467 Stopping Abusive Trigger Leads - April 17, 2025

 

• HPC Letter to VA on VASP Termination - April 8, 2025

 

• Joint Trade Letter to Capitol Hill Supporting SECURE Notarization Act - March 31, 2025

 

• Joint Trade Letter to FHA on Safeguarding Forbearance and Loss Mitigation - March 24, 2025

 

• Joint Trade Letter to FHFA on GSE Credit Score Initiative - March 19, 2025

 

• Joint Letter to FHA on Loss Mitigation Programs - March 11, 2025

 

• Joint Trade Comment Letter to FHA on Partial Claim Payoff - March 6, 2025

 

• Joint Trade Comment Letter to MD OFR on State Licensing - February 7, 2025

 

• HPC Letter to FHA on the Partial Claim Electronic Delivery Alternative Demonstration - January 31, 2025

​

• Joint Trade Letter on the Need to Maintain VA Servicing Programs - January 17, 2025 ​

 

2024

​​​​​​

• Letter to FHA on the Proposed Changes to the Loss Mitigation Waterfall - December 23, 2024

 

• Joint Trade Letter to FHA on the Proposed Changes to the Loss Mitigation Waterfall - December 20, 2024

 

• Joint Statement re: CFPB Final Rule on PACE Loans - December 17, 2024

 

• HPC Statement on 2025 Conforming Loan Limits - November 26, 2024

 

• HPC Letter to FHFA re Suspended Counterparty - December 2, 2024

​

• HPC Letter to FHFA on the GSE Insurance Survey - November 22, 2024

 

• Joint Trade Letter to FHFA on GSE Property Insurance Requirements - November 18, 2024

 

• Joint Trades Letter to FHA re Revised Cyber Incident Reporting Requirements - October 16, 2024

 

• Coalition Letter in Support of MI Tax Deduction (Senate) - October 15, 2024

 

• Coalition Letter in Support of MI Tax Deduction (House of Representatives) - October 15, 2024

​

• HPC Letter to FHA on Claim Payoff Statement - October 1, 2024

 

• Joint Trade Letter to FHA on Modernization of Engagement of Borrowers in Default - September 13, 2024

 

• Joint Trade Letter to CFPB on Regulation X Proposed Rule - September 9, 2024

 

• HPC Letter to CFPB on Regulation X Proposed Rule - September 9, 2024

 

• HPC Response to the FHA Mortgagee Letter on the Servicing Defect Taxonomy - August 26, 2024

​

• Joint Trade Letter to VA Requesting Implementation Extension on new Servicing Program - August 22, 2024

​​​

• HPC / BPI Letter to Ginnie Mae re: Cybersecurity Incident Notification Requirements - August 21, 2024

​​

• Joint Trade Letter to CFPB re: Fees Imposed in Residential Mortgage Transactions - August 1, 2024 

 

• HPC Letter to CFPB re: Fees Imposed in Residential Mortgage Transactions - August 1, 2024

​

• Coalition Support Letter for HR 8127, The HEIRS Act - July 23, 2024

 

• Joint Trade Letter to CFPB Requesting Regulation X Comment Period Extension - July 17, 2024

 

• HPC Statement on CFPB’s Proposed Updates to Mortgage Servicing Regulations - July 10, 2024

​​​​

• Joint Trade Letter re: Ginnie Mae Budget Request for FY2025 - June 24, 2024

 

• Joint Trade Letter re: Significant Cybersecurity Incident (Cyber Incident) Reporting Requirements - June 21, 2024

​

• HPC Statement to House Committee on Veterans’ Affairs Subcommittee on Economic Opportunity - June 12, 2024 

 

• Joint Trade Letter to FHFA on First-Generation Homebuyer Definition - June 7, 2024

 

• HPC, Trade Groups Respond to CFPB’s RFI on Mortgage Closing Costs - May 30, 2024

 

• HPC Letter to FHFA re: Freddie Mac New Product Proposal on Second Liens - May 22, 2024

​

• Joint Trade Letter on FHA Streamline Refinance Recommendations - May 21, 2024

 

• Joint Trade Letter to FHFA on Credit Score Historical Data - May 13, 2024

​​

• Joint Trade Letter on the Implementation of the VA Servicing Purchase Program - May 3, 2024

​

• HPC Letter to Capitol Hill re: VA Partial Claims - May 2, 2024

 

• Ed DeMarco Op-Ed: BankThink - Allow Private Capital to Provide Liquidity to Ginnie Mae Servicers - April 19, 2024 

​

• HPC Letter to FHFA Director Sandra Thompson re: "Title Acceptance Pilot" - March 15, 2024

 

• Coalition Letter to Capitol Hill Supporting Homebuyers Privacy Protection Act of 2024 - March 11, 2024

 

• HPC President Statement re: Housing Proposals Announced in State of the Union address - March, 7 2024

 

• HPC Testimony to House Committee on Veterans’ Affairs Subcommittee on Economic Opportunity for Hearing Entitled: Deep Dive into the Current State of VA’s Home Loan Program - February 15, 2024

​

• Joint Trade Letter in Response to the VA ANPR on Minimum Property Requirements - February 9, 2024

 

• HPC President's Letter to Federal Reserve, FDIC & OCC re: Basel III - January 16, 2024

​

• HPC Letter to Federal Reserve, FDIC & OCC re: Basel III - January 16, 2024

​​

• Joint Trade Letter to Federal Reserve, FDIC & OCC re: Basel III - January 16, 2024

​

​

2023

​

• Joint Trade letter to FHFA re: Data Transparency of Credit Scoring Models - December 20, 2023

 

• Joint Trade Letter to Capitol Hill re: FHA/Ginnie Mae Funding for FY24 - December 18, 2023

​

• Joint Trade Letter to VA on the Servicing Purchase Program - December 14, 2023 

 

• HPC Response to the FHA Mortgagee Letter on the Payment Supplement - December 12, 2023 

​

• Letter to CFPB on Regulation X Rulemaking - November 29, 2023

 

• Joint Trade Letter re: National Flood Insurance Program (NFIP) - November 13, 2023

 

• Joint Trade Letter to FHA Requesting Face-to-Face Waiver Extension - October 4, 2023

 

• Joint Trade Letter to FHA on Face-to-Face Engagement Proposed Rule - September 29, 2023 

 

• Follow-Up Letter by HPC and NCLC to FHA Regarding ML 2023-03 - September 25, 2023 

 

• HPC Letter to Agencies re: Reconsideration of Value Guidance - September 18, 2023 

 

• HPC Letter to FHFA re: Suspended Counterparty Program/RIN 2590-AB23 - September 8, 2023 

 

• Joint Trade Letter to the VA on the Servicing Purchase Program - August 31, 2023

 

• HPC and NCLC Feedback on Mortgagee Letter 2023-03C - August 24, 2023 

 

• HPC Letter to Agencies re: Quality Control Standards for Automated Valuation Models Proposed Rule - August 21, 2023

​​

• Townstone MBA HPC Amicus Brief - August 15, 2023

 

• HPC Letter to FHFA re: Single Family Pricing Framework - August 14, 2023

​

• East Fork Amicus Brief - August 8, 2023 

​

• FOIA Request Regarding Credit Scores— Enterprise Business Assessments - July 31, 2023

 

• HPC and MBA Letter to the VA on the Servicing Purchase Program - July 26, 2023 

 

• Joint Trade Letter to CFPB regarding PACE Financing - July 26, 2023

 

• HPC Letter to FSOC Regarding Proposed Revision to Designation Authority and Framework - July 17, 2023

 

• HPC Response to the FHA Mortgagee Letter on the Payment Supplement Partial Claim - June 30, 2023

 

• HPC Letter to FHFA re: Fair Lending, Fair Housing, and Equitable Housing Finance Plans Proposed Rule - June 23, 2023

 

• Joint Trade Letter to FHFA on Credit Score Initiative Playbook - June 22, 2023

 

• HPC Letter to CFPB regarding PACE Financing - June 16, 2023

 

• HPC Letter to the GSEs on Credit Score Initiative Playbook - June 5, 2023

 

• Joint Trade Letter to Agencies on need for a Uniform Reconsideration of Value Process - May 30, 2023

 

• HPC Letter to FHFA re: Enterprise Single-Family Social Bond Program - May 17, 2023

 

• HPC Testimony for House Financial Services Committee Hearing: "The Current Mortgage Market: Undermining Housing Affordability with Politics” - May 17, 2023

 

• HPC Letter to FHFA re: Enterprise Regulatory Capital Framework – Comingled Securities, Multifamily Government Subsidy, Derivatives, and Other Enhancements - May 12, 2023

​

• Joint Trade Letter to FHFA re: Enterprise Regulatory Capital Framework – Comingled Securities, Multifamily Government Subsidy, Derivatives, and Other Enhancements - May 12, 2023

 

• HPC Letter to FHFA re: Addition of DTI Element to GSE Single-Family Pricing Framework - April 27, 2023 

 

• HPC Letter re: CFPB Proposed Rule on the Nonbank Registry of Agency and Court Orders - March 30, 2023

 

• Coalition Letter to Capitol Hill re: Debt Ceiling - March 29, 2023 

 

• HPC Letter to the USDA on the Mortgage Recovery Advance Proposed Rule - March 28, 2023

 

• HPC Letter re: SEC's Prohibition against Conflicts of Interest Rule - March 27, 2023

 

• HPC Letter to HUD regarding the Section 184 Indian Home Loan Program Proposed Rule - March 16, 2023

 

• Joint Trade Letter to Governor of New York Regarding the Foreclosure Abuse Prevention Act - February 8, 2023

​

• HPC Letter in Response to FHA Mortgagee Letter on Appraisal Review - February 2, 2023

​

• Joint Trade Letter in Response to FHA Mortgagee Letter on Appraisal Review - February 2, 2023

​

• Joint Trade Letter in Response to the VA ANPR on Loss Mitigation - January 17, 2023

​

• HPC and MBA Letter in Response to the VA ANPR on Loss Mitigation - January 17, 2023

 

2022

​​

• HPC Letter to FHA re: Payment Supplement Account Recommendation - December 15, 2022

 

• HPC Letter to VA re: Loan Refund Program - November 30, 2022

 

• Joint Trade Letter in Response to the CFPB RFI on Mortgages - November 28, 2022

 

• HPC Letter for the CFPB RFI on Mortgages (Servicing) - November 28, 2022

 

• HPC Letter for the CFPB RFI on Mortgages (Originations) - November 28, 2022

 

• Joint Letter to House Ways & Means Committee in Support of MI Tax Deduction - November 17, 2022

 

• Joint HPC NCHSA Letter to FHA re: HAF/Loss Mitigation - October 20, 2022

 

• HPC Letter to FHFA Director Thompson re: Fintech in Housing Finance RFI - October 14, 2022

 

• HPC Letter re: Communications with Borrowers with Home Equity - August 31, 2022

 

• HPC Letter re: Community Reinvestment Act - August 4, 2022

 

• Joint Trade Petition to CFPB re: Larger Participants in Aggregation Services Market - August 2, 2022

 

• HPC/MBA Letter to VA on Servicer Tier Rankings ANPR - June 22, 2022

 

• HPC/MBA Letter to VA re: Extending COVID-19 Partial Claim Program - June 21, 2022
  ​

• HPC Letter to House Financial Services Committee Leadership Regarding H.R. 7022, the Strengthening Cybersecurity for the Financial Sector Act - May 17, 2022

 

• Joint Trade Letter to FHFA on GSE Credit Score Models - May 13, 2022

​

• HPC Memo to FHA Regarding Servicing Defect Taxonomy - May 12, 2022

 

• Joint Memorandum Regarding 40-year Recovery Loan Modification - May 6, 2022

 

• Joint Letter to New York State Regarding the Foreclosure Abuse Prevention Act - May 2, 2022

 

• DeMarco Remarks for FHFA / Ginnie Mae Listening Session on Servicer Eligibility - April 25, 2022

 

• HPC Letter to FHFA Regarding Seller/Servicer Eligibility - April 25, 2022

 

• HPC, MBA, NCST Feedback to FHA on Mortgagee Letter 2022-06 - April 25, 2022

 

• Joint Trade Letter to CFPB Regarding Fees Imposed by Provides of Consumer Financial Products or Services - April 11, 2022

 

• HPC Letter to CFPB Regarding Fees Imposed by Providers of Consumer Financial Products or Services - April 4, 2022

​

• HPC Letter to FHFA Regarding Draft Strategic Plan - March 13, 2022 

 

• HPC Letter in Support of H.R. 7049 the "Mortgage Borrower Protection Act" - March 10, 2022

 

• HPC/ABA/MBA Letter Regarding Proposed Defect Taxonomy for Servicing Loan Reviews - January 28, 2022

 

• Joint Consumer/Industry Letter to FHA Regarding Defect Taxonomy - January 28, 2022

​

• Joint Trade Letter to CFPB Regarding HMDA RFI - January 21, 2022