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COVID-19 Response 

On February 16, 2021 the White House announced an extension of mortgage payment forbearance of up to six months for certain households in forbearance due to COVID-19. It also announced an extension of the time for new forbearance applications. This announcement applies to FHA-, VA-, and USDA- backed mortgages. Forbearance may be extended by up to six months if the household entered forbearance on or before June 30, 2020. 

In February, the Federal Housing Finance Agency also announced an extension of the amount of time a household may benefit from payment forbearance, adding an additional three month option. This extension applies to mortgages owned by Fannie Mae or Freddie Mac.


Learn more about these announcements below: 


HPC and a coalition of housing finance stakeholders are supporting a Consumer Awareness Campaign that urges homeowners experiencing financial hardship as a result of COVID-19 to contact their servicer or a housing counseling agency for assistance.



If you're concerned about your ability to pay your mortgage, you can learn about resources available to you via the links below, which will direct you to trusted websites:


Below please find documents regarding HPC's response to

the Coronavirus pandemic:

  • July 16 HPC Testimony for Congressional Hearing Entitled "Protecting Homeowners During the Pandemic: Oversight of Mortgage Servicers’ Implementation of the CARES Act" 



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